Financial Services Entities Ontology

a depository institution, usually a corporation, that accepts deposits, makes loans, pays checks, and performs related services, for individual members of the public, businesses or other organizations

any company that owns and/or has direct or indirect control of one or more banks; BHCs may also own nonbanking subsidiaries such as broker-dealers and asset managers

a product provided to consumers and businesses by a bank or similar depository institution such as a checking account, savings account, certificate of deposit, debit or pre-paid card, or credit card

a financial service offered by a bank or similar depository institution, such as a cash management service, foreign exchange service, lending or credit service, investment service, insurance service, merchant service, payroll service, etc.

a firm in the business of buying and selling securities, operating as both a broker and a dealer, depending on the transaction

an international identifier for financial and non-financial institutions used to facilitate automated processing of information for financial services

a scheme that specifies the elements of a unique business identifier code (BIC) scheme to identify financial and non-financial institutions used to facilitate automated processing of information for financial services

a four-character (4 alphanumeric) code associated with the organization

a two-character (2 alphanumeric) code associated with the organization

a financial institution that is the monetary authority and major regulatory bank for a country (or group of countries)

a clearing house that helps facilitate trading in derivatives and equities markets

a functional entity that provides a central point for depositing financial instruments ('securities'), for example bonds and shares

a commercial bank that facilitates payment and settlement of financial transactions, such as check clearing or facilitating trades between the sellers and buyers of securities or other financial instruments or contracts

a clearing house that is organized as a corporation

a financial service provider that is exchange affiliated and provides clearing services, including the validation, delivery, and settlement of financial transactions, for financial intermediaries

a set of activities provided on behalf of an institutional market participant by a clearing services provider following a trade that finalizes the transfer of security ownership

a bank that provides services, such as accepting deposits, giving business loans and auto loans, mortgage lending, and basic investment products like savings accounts and certificates of deposit

a finance company that makes loans to manufacturers and wholesalers, secured by accounts receivable, inventories, and equipment

an individual or organization that directly or indirectly advises others as to the value or advisability of buying or selling futures contracts or options

a finance company that lends to individuals under the small loans laws of the jurisdiction in which they operate

not-for-profit depository institution that makes personal loans and offers other consumer banking services, organized for the purpose of promoting thrift among its members and creating a source of credit for provident or productive purposes

any financial institution engaged in the business of receiving demand deposits from the public or other institutions

national or regional financial institution designed to provide medium- and long-term capital for productive investment, often accompanied by technical assistance, in poor countries

a service involving any transfer of funds other than a transaction involving a paper instrument, that is initiated through an electronic terminal, telephone, or computer and that orders or authorizes a financial institution to debit or credit an account

EFT services include transfers through automated teller machines, point-of-sale terminals, automated clearinghouse systems, telephone bill-payment plans in which periodic or recurring transfers are contemplated, and remote banking programs.

an investment company which is engaged or proposes to engage in the business of issuing face-amount certificates of the installment type, or which has been engaged in such business and has any such certificate outstanding

financial intermediary in the business of making loans that obtains its financing from banks, institutions, and other money market sources rather than from deposits

a financial service provider identified as either a government agency or privately owned entity that collects funds from the public and from other institutions, and invests those funds in financial assets, such as loans, securities, bank deposits, and income-generating property

an identifier that is officially allocated to a financial service provider based on a function that they provide, typically in a jurisdiction over which a regulatory agency has some jurisdiction

the scheme that defines the financial service provider identifier per the issuing registration authority or regulatory agency

an individual or organization that which does both of the following: (1) solicits or accepts orders to buy or sell futures contracts, options on futures, retail off-exchange forex contracts, or swaps and (2) accepts money or other assets from customers to support such orders

business entity established to own stock in another company, typically to own enough voting shares to have some level of control over that company's policies and management

non-depository institution whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies, and that provides compensation based on the happening of at least one contingency

a financial service in which the insurer promises to provide compensation for specific potential future losses in exchange for a periodic payment

a financial service provider that performs a variety of services. Investment banks specialize in large and complex financial transactions such as underwriting, acting as an intermediary between a securities issuer and the investing public, facilitating mergers and other corporate reorganizations, and acting as a broker and/or financial adviser for institutional clients.

Any issuer which: (a) is or holds itself out as being engaged primarily, or proposes to engage primarily, in the business of investing, reinvesting, or trading in securities; (b) is engaged or proposes to engage in the business of issuing face-amount certificates of the installment type, or has been engaged in such business and has any such certificate outstanding; or (c) is engaged or proposes to engage in the business of investing, reinvesting, owning, holding, or trading in securities, and owns or proposes to acquire investment securities having a value exceeding 40 per centum of the value of such issuer's total assets (exclusive of Government securities and cash items) on an unconsolidated basis

a financial service designed to assist investors in using capital to create more money, either through income-producing vehicles or through more risk-oriented ventures to result in capital gains, including but not limited to providing investment advice, asset and portfolio management, brokerage services, and so forth

investment company that sells and manages a portfolio of securities other than a face-amount certificate company or unit investment fund

a financial service provided by a financial institution to a merchant or other business, including but not limited to managing financial transactions via a secure channel

a regulatory agency that controls the monetary policy, regulation and supply of money in some country or group of countries

a central bank, the executive branch of a government, a central bank for several nations, a currency board

any person doing business, whether or not on a regular basis or as an organized business concern, in one of the following capacities: (1) currency dealer or exchanger, (2) check casher, (3) issuer of traveler's checks, money orders, or stored value, (4) seller or redeemer of traveler's checks, money orders, or stored value, (5) money transmitter, or (6) postal service

financial service provider that originates and/or funds mortgages for residential or commercial property

any financial institution that acts as the middleman between two parties in a financial transaction, and that does not provide traditional depository services, such as brokerage firms, insurance companies, investment companies, etc.

a financial service that involves acceptance of electronic payments by a variety of payment methods including credit card, bank-based payments such as direct debit, bank transfer, and real-time bank transfer based on online banking

a financial service, typically provided to small businesses that are not large enough to have an internal finance organization, that involves managing payment of wages to employees

underwriter who, as principal, purchases from an investment company, or pursuant to some contract has the right to purchase from such company, any security for distribution, or who as agent for such company sells or has the right to sell any security to a dealer or to the public, excluding any dealer who purchases from such company through sn underwriter acting as an agent for such company

registered agent and financial service provider that advises high net worth individuals on investments and manages their portfolios

a finance company that purchases retail and wholesale paper from automobile and other consumer and commercial goods dealers

depository institution that is (a) any federal savings bank or association chartered under section 1464 of the Federal Deposit Insurance Act; (b) any state chartered building and loan association, savings and loan association, or homestead association; or (c) any cooperative bank (other than a cooperative bank which is a state bank as defined in subsection (a)(2)) of the Federal Deposit Insurance Act, which is organized and operating according to the laws of the State (as defined in subsection (a)(3)) in which it is chartered or organized; and (c) any corporation (other than a bank) that the board of directors and the comptroller of the currency jointly determine to be operating in substantially the same manner as such a depository institution

a non-governmental organization that has the power to create and exercise some degree of regulatory authority over an industry or profession in some country or group of countries

a financial service provider that evaluates and assumes another party's risk for a fee, such as a commission, premium, spread or interest

a contractual agreement between parties that commits the underwriter to assuming risk

an investment company which (a) is organized under a trust indenture, contract of custodianship or agency, or similar instrument, (b) does not have a board of directors, and (c) issues only redeemable securities, each of which represents an undivided interest in a unit of specified securities; but does not include a voting trust

a high-level financial service that combines financial and investment advice, accounting and tax services, retirement planning and legal or estate planning for one set fee